Solutions · Debt & Lending

Spread borrowers and size loans in minutes.

Originations and credit teams spend hours spreading borrower financials by hand. Framecast extracts the rent rolls, T-12s, and operating statements, sizes the loan, and stresses the credit, so you quote faster and underwrite with confidence.

The outcome

Credit work, compressed.

01
Minutes

To spread a full borrower package

02
DSCR · LTV

Sized to your credit box instantly

03
0%

Of inputs sourced to the document

02The credit workflow

From borrower package to committee memo.

01

Ingest

Drop the borrower package in whatever form it arrives, scanned PDFs, inconsistent spreadsheets.

02

Spread

Financials are normalized into clean, structured data, every line cited to its source page.

03

Size

Sized to DSCR, debt yield, and LTV against your credit box. You set the terms.

04

Stress

Rates, rents, and expenses are stressed to show exactly where the loan breaks.

05

Memo

A sourced credit memo is generated from the sizing model, ready for committee.

Automated spreading

Borrower financials, structured in minutes.

Point Framecast at the borrower package and it spreads the financials into clean, structured data, every figure traceable to the source page it came from.

  • Any format, scanned PDFs, inconsistent spreadsheets
  • Normalized to your template
  • Every line cited to its source
TenantTenant A
Base rent$42,500
Expiry12/2028
Escalations3.0%

Unstructured documents → structured data

Sizing & stress

Size to your credit box, then find the break.

Sized to DSCR, debt yield, and LTV, then stressed on rates, rents, and expenses so you see exactly where the loan breaks, before you quote it.

  • DSCR · debt yield · LTV to your box
  • Rate, rent, and expense stress cases
  • See the break before committee does
Cap-rate sensitivity
$45.7M
5.85%
$43.8M
6.10%
$42.1M
6.35%

Credit memo

A sourced credit memo, drafted for you.

A credit memo is generated straight from the sizing model, ready for committee to verify and sign off, with every figure traceable to the document behind it.

  • Drafted from the underlying model
  • Every figure sourced
  • Committee-ready on first pass
IC Memo

Oakridge Industrial Portfolio

✓ Generated & sourced

Spread · Size · Stress · Memo

Quote faster. Underwrite with confidence.

Turn borrower packages around the same day, the spread, the sizing, and the stress cases come back sourced.

05Originations

We turn borrower packages around the same day now. The spread, the sizing, and the stress cases come back sourced, our credit committee trusts the numbers on sight.
Director, Originations
Commercial Real Estate Lender

Spread your next borrower in minutes.

See how Framecast spreads, sizes, and stresses a full borrower package in a 20-minute live walkthrough.